The cities where credit is the cheapest!

Are you planning to become a homeowner but have not yet clearly decided where to live?
Here are the cities where mortgage rates are the lowest according to Lite Lending. If you choose one of these cities, you will therefore benefit from a cheaper real estate loan!

Cheaper real estate credit in Marseille

Cheaper real estate credit in Marseille

Marseille is the European capital of culture 2013, but not only since it leads the lowest interest rates in France for mortgage loans.

Indeed, the city of Marseille has been preserving, for 3 months, its 1 st position as the most attractive city in terms of mortgage. With fixed rates (excluding insurance) of 2.9% over 15 years, 2.50% over 20 years and 2.65% over 25 years, Marseille breaks all records.

To benefit from these very advantageous rates, it is of course necessary to have a solid file and a minimum personal contribution of 20% of the amount of capital borrowed.

Credit: The cheapest cities

Credit: The cheapest cities

With a better mortgage loan rate than Marseille, of 2.26% over 15 years, the city of Strasbourg is in second position. Over the terms of 20 and 25 years, however, it shows higher rates.

Then, the cities of Toulouse, Nantes and Montpellier are the most attractive because their mortgage rate is on average 2.91% over 15 years, 3.23% over 20 years and 3.60% over 25 years. You should know that such low rates had never been reached by these cities.

Classification of the cities where it is necessary to borrow:

  • Marseille
  • Strasbourg
  • Toulouse
  • Nantes
  • Montpellier

Whether you have a purchase, construction, home renovation or work project, if you finance it by taking out your mortgage with a bank located in Marseille, Strasbourg, Toulouse, Nantes or Montpellier, you will realize substantial savings!

Loan insurance

Loan insurance

And do not neglect your loan insurance because its cost represents an important part of a mortgage. And you are legally free to choose your insurance outside the lender, which means that you are able to compare offers to choose the cheapest and save even more on

  • the Marseille property loan,
  • your ready housing in Toulouse,
  • mortgage in Nantes
  • your Montpellier home loan!

The cities where credit is the cheapest!