County offers home repair loans

March 14, 2022 at 4:30 p.m. HST
* Updated March 14, 3:40 p.m

Hawaiʻi County offers loan financing to homeowners who may need assistance to help with home repairs.

According to a county news release, the Office of Housing and Community Development is accepting applications for its home repair program. The program offers low-interest loans to eligible low- and middle-income homeowners. The funds can be used to repair, improve or modernize homes or eliminate health and safety hazards.

“Helping people stay in their own home and keep it in good condition supports families and their communities,” housing manager Susan Kunz said in the release. “Home ownership helps families and individuals build savings over time. Additionally, it strengthens communities and helps many types of businesses that support local economies.”

Loans range from $2,500 to $25,000 at a simple interest rate of 3%, and payments are deferred for 15 years, at which time full payment is due. Eligible homeowners who are 62 years of age or older, or people with a disability may be eligible to have 30% of the principal of the loan forgiven at the end of the loan term. Funding is limited and will be granted on a first come, first served basis.

“Our administration is committed to fostering a sustainable island of Hawaii where our keiki can thrive and thrive,” Mayor Mitch Roth said in the release. “By helping local families maintain their homes, we help ensure the viability of their home for their Keiki and loved ones for generations to come. That is sustainability.”


Applications and program information are available online or email Marcia Yoshiyama at [email protected] or by calling 808-961-8379.

Comments are closed.